How to Convert Airtime to Cash in your Bank online


Have you ever wished to have a system that could help convert your Airtime credits to cash or transfer airtime to Bank account? In the age of digital advancements, even our mobile airtime can be transformed into cash, offering a convenient solution for many individuals in Nigeria. 

This article aims to answer common questions and provide guidance on the process of converting airtime to cash in Nigeria. Additionally, I'll introduce you to two popular platforms, and Palmpay, which offer reliable services for this purpose. Read and find out how it works.

Can I Convert My Airtime to Cash?

The answer is a resounding yes! You can convert your mobile airtime into cash. This option has gained significant popularity in Nigeria, thanks to its convenience and utility. People often find themselves with surplus airtime, and converting it to cash is an ideal way to better utilize it.

Where to Convert Airtime to Cash Online?

In Nigeria, two platforms that stand out for their reliability and user-friendly services when it comes to converting airtime to naira are: and Palmpay. 

Zoranga is a well-established platform that specializes in airtime-to-cash conversions. It offers a simple and secure way to transform your airtime into cash. Users can conveniently perform transactions directly from their mobile devices. Zoranga also boasts a user-friendly interface, making it accessible to a wide audience. is an online platform that allows you to receive and send money without visiting a bank branch. The simple logic is that it allows you to load your Zoranga account via airtime transfer, then you get the option to transfer the credit to Bank account of your choice.

Is Zoranga Legit?
My best response is Yes. Based on experience, I have converted airtime to cash on Zoranga a couple of times, So I can boldly tell you that the site is legit. 

The airtime will be converted to money in your Zoranga account, after which you can then decide to convert the airtime to cash into any bank account you wish, it is as simple as that.

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Palmpay is another reputable platform that provides a range of financial services, including airtime-to-cash conversions. It's known for its ease of use and versatility, making it a popular choice among Nigerians. With Palmpay, you can convert airtime into cash and access various other financial services all within one app.

Both and Palmpay offer competitive rates and a seamless user experience. However, it's essential to check their current terms, conditions, and fees before initiating any transactions.

How to convert Credit to Cash in your Bank account via Zoranga

1. Log-on to and Create an Account.

2. Click "Deposit Money", You will be provided with Options to "Deposit via PIN", "Zoranga PIN" or "MTN Share n Sell".

3. Select "Deposit via PIN" if you have the PIN for the Airtime or "MTN Share n Sell" if you have already loaded an MTN Recharge card on your MTN line and wish to convert it to cash.

4. If you've selected "MTN Share n Sell", Enter the mobile number that will be sending the Airtime and the amount you will be sending then take note of the MTN line you are instructed to transfer the airtime to.

How to Transfer Airtime to Bank Account

5. After successfully transferring airtime or entering the Recharge PIN, wait for 5 minutes then refresh the page to reflect your added funds in your Zoranga Account.

6. Now that the deposit has been confirmed, Click "Transfer Money", and enter the bank details you would like to send the money to ...wait for 48 hours to receive the alert.

How to Convert your Airtime Credit to Cash in your Bank

NB: The amount of airtime you transfer or PIN recharge you enter is not the exact amount that will reflect in your Zoranga account due to various service charges that will be deducted. The service charge is 20 Percent of the amount of Airtime you are loading or transferring to your Zoranga account.

Search queries
Can Airtime be converted to cash?

Got anything to add to this post? Tell us via Comments.

DISCLAIMER: Kindly note that is not in any way affiliated to or Palmpay. I have only tested their service and it worked fine so I decided to share the information with you. To be more specific, your transaction with any of the platform is at your own RISK.          




  1. This comment has been removed by a blog administrator.

  2. Is Zoranga still working?

  3. does it only work in nigeria or all countries????

  4. To charge your card it is important to have card number, "dynamic till" date, your name, CVV code. So don't give this information to anybody asking with the exception of the circumstance you're filling the card structure while purchasing something.Cvv shops reviews

  5. Hi. Good article. I will like to develop a system like this (Zoranga). I will like to know what they (Zoranga) do with the cards. Like the business logic of the system.


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