MTN Xtra time is a MTN product that allows customers to borrow airtime and pay up on their next recharge. Before now, the service fee is 10% of the amount you want to borrow and this automatically reflects in the total amount you get when you receive the credit for example; you get NGN 45 when you borrow NGN 50 .
9Mobile formally known as Etisalat allows prepaid customers on their network in Nigeria to borrow airtime and payback during their next recharge.This service is not automatically available to all Etisalat subscribers, you will need to request for the service via SMS or USSD . See the service request code and activation code for borrowing airtime credits on the 9Mobile/ Etisalat network.
Glo, Airtel and MTN Networks in Nigeria now allows her subscribers to borrow credits and pay later. The service tends to be a life saver if you happen to find yourself in a situation where you need to call someone very urgent and there is no means of getting recharge cards to make it possible. Here's how to go about it.