How to Bill your Clients worldwide, and get Paid in your Local Bank Account

Are you in Nigeria or a Non-US residence that needs a US Bank Account to receive money from companies abroad? Or Perhaps you just need a means of collecting your affiliate earnings from online affiliate companies like Commission
Junction, ClickBank and so on, here's how you can own receive your freelance earnings without living in the US or knowing anybody over there.

Payoneer is a great way for professionals, small business owners, and Publishers to get paid from companies abroad

Upon Sign Up, Payoneer provides you with a US Bank Account Number, Routing Number and every other account details you need to receive local bank transfers from abroad and receive the money in Nigeria or any other country outside the US via MasterCard. 

Payoneer will help you to clear the check and load it into your Payoneer account. You will also get a US Payoneer MasterCard that you can use to withdraw your money at ATMs in over 200 countries across the globe.


How to Open A Payoneer account and get the MasterCard In Nigeria Or Other Countries

To Open this Payoneer Account, Log on to >> Click "Sign Up"

Complete the Online forms with all the correct information about yourself.


At the contact details section, if you do not know the Postal code of your place in Nigeria, See: How To Know the Postal Code of your place in Nigeria
Letter from Payoneer containing MasterCard

After Successful SignUp, you will receive a confirmation e-mail quoting the estimated time for you to receive your Payoneer MasterCard at your location.

What to do after getting the Payoneer Mastercard
After collecting your Mastercard, you will be required to activate the card. You can do that easily by dialing the International phone number that was instructed in the letter that came with your card. You won't even spend up to 100NGN to complete the call.

Finally, log-on to your Payoneer account to fully activate your Payoneer account using the details of the Mastercard and the PIN you have chosen during the activation phone call you made previously.

I hope this was helpful.

Got anything to add to this post? Tell us via comments.


  1. How can I fund the account to get that 25$

  2. You can fund the account by getting someone with payoneer account transfer some cash to you or do a freelance job for an international company in the US and Payoneer will serve as a payment method for you to receive your cash.

  3. Can I also fund my account and transfer money to someone???

  4. I should be in the US in a few weeks and was wondering what is required to open a US bank account with the regular and conventional banks like Wells Fargo and othere as a non-immigrant, not residence,and please state requirements. Thank you in anticipation of response. Regards

  5. This particular us bank account is for Entrepreneurs or Freelancers that resides outside the US and wish to receive money from their clients abroad.

    Only companies can transfer into the account, individual funding is usually rejected.

  6. Hi Allen, Is it possible to use the mastercard for forex trading i.e can the broker deduct money from payonner account which you are using to fund your forex account. ifeanyi


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